Risk management and insurance / Harrington Niehaus.

Risk and its management -- Objective of risk management -- Risk identification and measurement -- Pooling arrangements and diversification of risk -- Insurer ownership, financial, and operational structure -- Insurance regulation -- Insolvencies, solvency ratings, and solvency regulation -- Insurance pricing -- Risk aversion and risk management by individuals and corporations -- Insurability of risk, contractual provisions, and legal doctrines -- Loss control -- Legal liability for injuries -- Automobile insurance -- Homeowners insurance -- Life insurance annuities -- Employee benefits: overview and group media coverage -- Retirement plans -- Workers' compensation and employee injuries -- Social security -- Risk management and shareholder wealth -- Tax, regulatory, and accounting factors affecting corporate risk management -- Risk retention/reduction decisions -- Commercial insurance contracts -- Hedging with derivative contracts -- Alternative risk transfer -- Analysis tools used in corporate risk management -- Enterprise risk management: A case study -- Corporate liability to customers, third parties and shareholders -- Issues in liability risk and its management.